Down payment requirements vary depending on the loan type. Conventional loans typically require 3-20% down, while FHA loans can be as low as 3.5%. VA and USDA loans may offer 0% down payment options for qualified buyers.

I can connect you with trusted lenders who can explain your options and help you determine the best path forward based on your financial situation.

The process typically includes: 1) Getting pre-approved for a mortgage, 2) Searching for homes that meet your criteria, 3) Making an offer, 4) Home inspection and appraisal, 5) Final walkthrough, and 6) Closing.

I guide you through each step, ensuring you understand the process and feel confident in your decisions.

From the time you make an offer to closing, the process typically takes 30-45 days. However, finding the right home can take anywhere from a few weeks to several months, depending on market conditions and your specific requirements.

Absolutely! A home inspection is one of the most important steps in the buying process. It can reveal potential issues with the property that may not be visible during a showing. This information is crucial for negotiating repairs or price adjustments.

I work with reputable inspectors who provide thorough reports to help you make an informed decision.

Traditional real estate agents typically charge 5-6% commission on your home sale. With Gray Fox Realty's flat-fee model, you pay a fixed fee instead of a percentage, potentially saving you thousands of dollars.

The service is exactly the same - professional marketing, MLS listing, expert negotiation, and full transaction support. You're just not overpaying for it.

Key preparation steps include: decluttering and deep cleaning, making necessary repairs, enhancing curb appeal, and staging your home to appeal to buyers.

I provide a detailed preparation checklist and can recommend trusted contractors and stagers to help maximize your home's appeal and value.

The time to sell depends on several factors including price, condition, location, and market conditions. In the Nashville and Franklin areas, well-priced homes in good condition typically sell within 30-60 days.

I provide a comprehensive market analysis to help you price your home competitively and develop a marketing strategy to attract buyers quickly.

Common selling costs include real estate commission, title insurance, closing costs, and potential repairs or concessions. With our flat-fee model, you significantly reduce the commission expense.

I provide a detailed breakdown of expected costs so there are no surprises at closing.

I primarily serve Nashville, Franklin, and surrounding Middle Tennessee communities. This includes neighborhoods in Davidson, Williamson, and nearby counties.

My deep local knowledge helps clients find the perfect neighborhood that matches their lifestyle and preferences.

Absolutely! I love working with first-time homebuyers. I take the time to explain each step of the process, answer all your questions, and ensure you feel confident and informed throughout your home buying journey.

Many of my clients are first-time buyers, and I'm committed to making their experience educational, enjoyable, and successful.

Yes! I have experience working with real estate investors and can help you identify properties with strong investment potential, analyze cash flow opportunities, and navigate the unique considerations of investment purchases.